When disaster strikes—whether it’s a burst pipe, a storm-damaged roof, or a fire—the last thing you want to worry about is battling your insurance company for a fair payout. That’s where a public adjuster comes in. But what exactly do they do? And why should you consider hiring one? Let’s break it down.
What Is a Public Adjuster?
Think of a public adjuster as your personal advocate in the world of insurance claims. While your insurance company sends their own adjuster to assess your property damage, their adjuster works for them. A public adjuster, on the other hand, works exclusively for you.
Our job is to make sure you get the settlement you’re entitled to—not just what the insurance company is willing to pay.
What Does a Public Adjuster Actually Do?
Here’s how we help:
Assess the Damage: We inspect your property thoroughly, documenting all damage to make sure nothing is missed. Example: After a storm, you might notice roof damage—but what about the water damage inside your walls? We catch things others overlook.
Review Your Policy: We read the fine print of your insurance policy (yes, even the confusing parts!) to understand what’s covered and how to maximize your benefits.
File the Claim: We handle all the paperwork, deadlines, and communication with the insurance company. No more waiting on hold or struggling to figure out what forms to fill out.
Negotiate for the Best Settlement: Insurance companies often make lowball offers. We negotiate on your behalf to ensure you’re treated fairly.
Why Should You Hire a Public Adjuster?
Maximize Your Settlement: Studies show that claims handled with a public adjuster result in significantly higher payouts compared to claims handled alone.
Save Time and Stress: Let’s face it—dealing with insurance companies can be frustrating. Hiring a public adjuster means you can focus on your recovery while we handle the hard stuff.
We’re on Your Side: Unlike the insurance company’s adjuster, we’re here to advocate for you. We’re your partner in making sure you don’t leave money on the table.
When Should You Call a Public Adjuster?
If you’ve experienced significant property damage (storm, fire, water).
If your claim has been denied or underpaid.
If you’re too busy to deal with the claims process or don’t know where to start.
Why Blue Sky Public Adjusters?
At Blue Sky Public Adjusters, we know how overwhelming it can be to deal with insurance claims. Our team has the experience and dedication to fight for the settlement you deserve.
Call us today for a free consultation. Let us take the stress out of your insurance claim so you can focus on getting back to normal.
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